Mortgage Loan Program
Unique Loans for Unique Homebuyers
Explore the home loan programs which are most suitable for you, even if you lack conventional paperwork.
The conforming and high balance home loan programs are ideal for salaried or self-employed borrowers who can document income and assets required to qualify for the loan.
Purpose
Purchase, Refinance and Cash-Out Refinance1
Available Programs
- Conventional Fixed Rate Mortgage
Terms
- Available in a variety of loan term options.
- Your interest rate and monthly principal and interest (P&I) payments remain the same for the life on the loan.
Maximum Loan Amount For Conforming Full Documentation Loans2
1 Unit $832,750
2 Unit $1,066,250
3 Unit $1,288,800
4 Unit $1,601,750
Maximum Loan to Value
Up to 95% depending on property type and loan purpose
Occupancy
Owner-Occupied/Second Home/Investment
Property Type
- Single Family Residence (1-4 units)
- Condominiums (Fannie Mae warrantable)
- Planned Unit Developments (Fannie Mae approved)
- Townhomes
Eligible Borrowers
U.S. Citizens and Permanent Residents, Non-Permanent Resident Aliens with a valid Social Security Number/Tax Identification Number and proof of current legal residency in the U.S.
Need help?
Disclosure
All rates, fees, products, and program guidelines are subject to change or discontinuance without prior notice. Other limitations and restrictions may apply. All loans are subject to East West Bank’s application, underwriting, appraisal, and credit approval. Program is available in selected counties of California, Georgia, Massachusetts, Nevada, New York, Texas, and Washington.
- A cash-out refinance is allowed only on Second Homes and/or Investment Properties in the state of Texas.
- High balance loans are available in some areas that provide higher loan amount limits. Please contact one of our designated Loan Specialists for details on this loan program based on your location. Maximum loan limits are determined by geographic area.
Disclosure
All rates, fees, products and program guidelines are subject to change or discontinuance without prior notice. Other limitations and restrictions may apply. All loans are subject to East West Bank’s application, underwriting, appraisal, and credit approval. Program is available in selected counties of California, Georgia, Massachusetts, Nevada, New York, Texas and Washington.
- A Cash-out refinance is allowed only on Second Homes and/or Investment Properties in the state of Texas.
- Co-op’s are allowed in the state of New York only for the Purchase of a Primary Residence.
Disclosure
All rates, fees, products, and program guidelines are subject to change or discontinuance without prior notice. Other limitations and restrictions may apply. All loans are subject to East West Bank's application, underwriting, appraisal, and credit approval. Program is available in select counties of California, Georgia, Massachusetts, Nevada, New York, Texas, and Washington. A cash-out refinance is allowed only on Second Homes and/or Investment Properties in the state of Texas.
Loading
You're leaving our website
East West Bank’s privacy and security policies do not apply to the website or app you’re about to visit, and we are not responsible for the products, services or content found there. Please review its terms of use, privacy and security policies to see how they apply to you.