- A low opening balance
- Unlimited check writing without per check charges
No charge at East West Bank ATMs, Allpoint ATMs 1 and MoneyPass ATMs1. No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees may be charged to your account at the request of the provider operating the non-proprietary ATM).
Minimum opening balance
Monthly account maintenance fees
$5 monthly maintenance fee. No monthly fee with a monthly average balance of $1,500 or a combined average monthly balance of $5,000 or more in a combination of qualifying East West Bank consumer deposit accounts.2
Already have a checking account?
Deposit products are FDIC Insured.
* To access mobile banking, you must first enroll in our online banking service. View the Online Banking Agreement and Mobile Remote Deposit Services Agreement for more information about both online and mobile banking. While East West Bank charges no fees for our Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan. Check with your service provider for details. Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web.1
If the surcharge screen appears during your Allpoint or MoneyPass ATM transactions, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. In the event that your transactions incurred a surcharge fee, it will be refunded on your monthly East West Bank statement at the end of your banking cycle.2
The monthly maintenance fee will be waived and the minimum opening balance requirement will be reduced to $25 on any Value Checking account opened by a resident of New York State at any East West Bank New York State branch office.