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Account Overview

A low opening balance

Unlimited check writing without per check charges

ATM Access

No charge at East West Banking ATMs, Allpoint ATMs¹ and MoneyPass ATMs¹. No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees may be charged to your account at the request of the provider operating the non-proprietary ATM).

Check Writing


Interest Features

Non-interest bearing

Minimum Opening Balance


Monthly Account Maintenance Fee

$5 monthly maintenance fee. Waived if you maintain a $1,500 monthly average balance or a $5,000 prior-month end combined average balance in your qualifying East West Bank consumer deposit accounts.²

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Sat: 9:00 am to 5:00 pm PT


Deposit products are FDIC Insured.

* To access mobile banking, you must first enroll in our online banking service. View the Online Banking Agreement for more information about both online and mobile banking. While East West Bank charges no fees for our Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan. Check with your service provider for details. Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web.

1 If the surcharge screen appears during your Allpoint or MoneyPass ATM transaction, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. If your transaction incurred a surcharge fee, it will be refunded on your East West Bank monthly statement at the end of your banking cycle.

2 The monthly maintenance fee will be waived and the minimum opening balance requirement will be reduced to $25 on any Value Checking account opened by a resident of New York State at any East West Bank New York State branch office.