Account Overview

A low opening balance

Unlimited check writing without per check charges

ATM Access

No charge at East West Banking ATMs, AllPoint ATMs¹ and MoneyPass ATMs¹. No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees maybe charged to your account at the request of the provider operating the non-proprietary ATM).

Check Writing

Unlimited

Interest Features

Non-interest bearing

Minimum Opening Balance

$1002

Monthly Account Maintenance Fees

$5 monthly maintenace fee. No monthly fee with a monthly average balance of $1,500 or a combined monthly balance of $5,000 or more in a combination of qualifying East West Bank consumer deposit accounts.²

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Disclosure

Deposit products are FDIC Insured.

* To access mobile banking, you must first enroll in our online banking service. View the Online Banking Agreement for more information about both online and mobile banking. While East West Bank charges no fees for our Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan. Check with your service provider for details. Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web.

1 If the surcharge screen appears during your Allpoint or MoneyPass ATM transactions, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. In the event that your transactions incurred a surcharge fee, it will be refunded on your monthly East West Bank statement at the end of your banking cycle.

2 The monthly maintenance fee will be waived and the minimum opening balance requirement will be reduced to $25 on any Value Checking account opened by a resident of New York State at any East West Bank New York State branch office.