Learn more about obtaining a loan and contact us if you have any questions.
Not necessarily. We have various methods to verify your qualifications for the loan.
No. If you would like to apply for a mortgage loan or home equity line of credit please contact an MLO directly.
In a hybrid adjustable rate mortgage, interest rates are fixed during the introductory period. Once this period expires, the loan converts to an adjustable rate mortgage. You should inquire with an MLO for current rates.
You can select one of the following options to access your available funds in your HELOC account: pre-printed checks, online banking*, or contact Loan Servicing for manual advance.
*Must have an East West Bank deposit account and sign up for EWB online banking.
Not necessarily. We have various loan programs and some do not require citizenship.
In an adjustable rate mortgage, interest rates are tied to a market index. Your interest rate and associated payments will change as the market index increases or decreases. You should inquire with an MLO for current rates.
Yes. None of our mortgage loans include a pre-payment penalty.