Home Loans
Become a Homeowner With Our Unique Loan Programs
Our loan specialists can help you find the right financing option with flexibility and your needs in mind.
East West Bank offers three types of home loans.
Mortgage Loan Programs
Best for you if:
- You are looking to purchase a residential property.
- You want to refinance an existing residential property.
- You want to use the equity you have built on your residential property and you want it in a lump sum.
Equity Line of Credit
Best for you if:
- You have equity built up in a residential property that you own and would like to use the equity as needed.
- You want to be able to make additional principal payments to pay down your line of credit balance at any time without penalty and be able to access the funds again.
Equity Closed-End Second Loan
Best for you if:
- You want upfront, lump-sum access to your home equity without having to refinance your first mortgage.
- You want consistent, fixed-rate, fixed-term, and fixed monthly payments.
- You want to take advantage of your home equity to finance home renovations, college tuition, and any other large expenses.
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Disclosure
All rates, fees, products, and program guidelines are subject to change or discontinuance without prior notice. Other limitations and restrictions may apply. All loans are subject to East West Bank's application, underwriting, appraisal, and credit approval. Program is available in select counties of California, Georgia, Massachusetts, Nevada, New York, Texas, and Washington. A cash-out refinance is allowed only on Second Home and/or Investment Properties in the state of Texas. A Closed-End Second loan is only available in California.
East West Bank offers mortgages on properties in select areas within the United States. The mortgage loan documents and transactions will be conducted in English. If you do not read or speak fluent English, you will need to retain a reliable translator. The Bank is not responsible for, and you will not rely on, translation by the Bank. All transactions will be conducted in the U.S.; an attorney-in-fact can sign loan closing documents if appointed by a legally acceptable Power of Attorney. A valid government-issued ID card is required for all applicants for identity verification purposes.
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