Personal International Banking
Your Bridge to Prosperity
Consider us your partner for all your international banking needs. With our direct access to international markets, robust product offerings and personal commitment, we provide the support and services you need both now and in the future.
Foreign Currency
If you are traveling abroad, having foreign currency cash with you provides flexibility for things like tips, taxis, and other everyday expenses where credit cards may not be accepted. Rather than wait in line at expensive airport currency exchange businesses, let East West Bank provide you with your foreign currency cash before your travels. Our foreign currency exchange service is available nationwide at all our branch locations.
We Offer
- Competitive exchange rates
- 60+ currencies available for purchase or sale
- Many currencies available for immediate pick up at your local branch (inquire within)
Note: East West Bank will purchase back any remaining foreign currency cash upon your return. The purchased currency will be subject to conversion at the prevailing exchange rate of the day.
This service is available at all East West Bank branches. A service fee applies. Some transactions may be subject to additional terms and conditions.
Foreign Currency Accounts
We offer foreign currency accounts in various denominations to meet your international lifestyle. Whether you are looking to diversify your investments or just looking to keep funds for upcoming travels, opening a foreign currency account may be the right solution for you.
Our Foreign Currency Demand Account and Foreign Currency Certificates of Deposit (FXCD) allow you to make and receive payments or hold balances in several of the most commonly traded foreign currencies. An FXCD can also provide higher yields on your investment, offering asset diversification advantages. All foreign currency accounts are held in the United States and are insured by the FDIC.*
Our Foreign Currency Demand Deposit Account is a non-interest-bearing account that enables you to maintain balances with the ability to receive and send payments in a foreign currency. This type of account can reduce the costs associated with foreign exchange transactions.
Benefits
- No minimum balance (Monthly fee may apply.)
- Liquid - funds settle in 1-2 business days
- Same day internal transfers
- Cost savings - eliminate or reduce costs associated with FX
- FDIC insured*
* There are substantial risks to almost all investments. Prior to entering into the foreign currency market, we encourage you to understand the factors that influence the currency market and the risks that are involved. These investments are subject to FX market risk and the possible loss of principal. Foreign Currency Demand Accounts and Foreign Currency CDs are FDIC insured to the regulatory limits. FDIC insurance covers against loss due to failure of the institution, but not due to fluctuation in currency values. FDIC insurance does not cover losses associated with those risks. For more information about the risks of foreign currency deposit accounts, please contact an East West Bank foreign exchange advisor. You may request a copy of the "Foreign Exchange Risk Disclosure Statement" for more details.
Our Foreign Currency CD offers competitive foreign interest rates and enables you to maintain a foreign currency balance without having to open a bank account in a foreign country.
Benefits
- Provides diversification from the U.S. dollar
- Flexible terms - 1 month to 1 year
- Some currencies potentially offer higher yields than USD CDs
- FDIC insured*
* There are substantial risks to almost all investments. Prior to entering into the foreign currency market, we encourage you to understand the factors that influence the currency market and the risks that are involved. These investments are subject to FX market risk and the possible loss of principal. Foreign Currency Demand Accounts and Foreign Currency CDs are FDIC insured to the regulatory limits. FDIC insurance covers against loss due to failure of the institution, but not due to fluctuation in currency values. FDIC insurance does not cover losses associated with those risks. For more information about the risks of foreign currency deposit accounts, please contact an East West Bank foreign exchange advisor. You may request a copy of the "Foreign Exchange Risk Disclosure Statement" for more details.
Currencies Offered
Asia Pacific
Chinese Renminbi - CNH
Australian Dollar - AUD
New Zealand Dollar - NZD
Hong Kong Dollar - HKD**
Singapore Dollar - SGD**
Japanese Yen - JPY**
Eurozone
British Pound - GBP
Euro - EUR**
Swedish Krona - SEK**
Swiss Franc - CHF**
Hungarian Forint - HUF
Denmark Kroner - DKK
Americas
Canadian Dollar - CAD
Mexican Peso - MXN
**Foreign Currency Certificates of Deposit (FXCD) is not available in these currencies.
Personal Wire Transfer
We make transferring or receiving money internationally safe, quick, and easy. Funds can be sent in over 40 different foreign currencies around the world, making it convenient for both you and your recipient.
You can now send international wire transfers from our Mobile App. Click here to learn more.
China Remittance
There is no better choice than our China Remittance service when you need to move money quickly and safely from the U.S. to China. We are a fully licensed bank in China with several branches throughout the country, ensuring your payment process is simple, efficient, and reliable.
For detailed information and fees, please visit your local branch, or call the Customer Service Center at 888.895.5650. Our friendly, experienced bankers look forward to helping you.