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Account Overview

A competitive rate of interest for a checking account

ATM Access

Access must be linked through one of the qualifying consumer checking accounts. No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees may be charged to your account at the request of the provider operating the non-proprietary ATM). Surcharge free access to Allpoint ATMs¹ and MoneyPass ATMs¹ if a Visa Debit Card is issued.2

Check Writing


Interest Features

Variable interest rate/compounded daily/credited monthly

Minimum Opening Balance


Monthly Account Maintenance Fee

$12 monthly maintenance fee. Waived if you maintain a $2,500 monthly average balance or a $10,000 prior-month end combined average balance in your qualifying East West Bank consumer deposit accounts.

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Sat: 9:00 am to 5:00 pm PT


Deposit products are FDIC Insured.

* To access mobile banking, you must first enroll in our online banking service. View the Online Banking Agreement for more information about both online and mobile banking. While East West Bank charges no fees for our Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan. Check with your service provider for details. Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web.

1 If the surcharge screen appears during your Allpoint or MoneyPass ATM transaction, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. If your transaction incurred a surcharge fee, it will be refunded on your East West Bank monthly statement at the end of your banking cycle.

2 Regulation D limits certain types of withdrawal and transfer transactions you can make out of your money market account to a maximum combined total of six (6) per month or monthly statement cycle. Please refer to your Deposit Agreement and disclosures for details.