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A user looks at financial data on a mobile phone and laptop.

Bank-to-Bank Transfers

Put Away Paper Checks for Good

Using our ACH transfer service, you can send money to other personal bank accounts in the U.S. in 1 to 3 business days with no fees.

Get the App

Already a customer? Enroll online.

A user looks at financial data on a mobile phone and laptop.

Bank-to-Bank Transfers

Move money in real time between your eligible East West Bank accounts and your accounts at other participating U.S. financial institutions.1, 2

Learn more by reading our Instant Transfer FAQ.

Transferring money with the East West Bank app.
  1. Go to Transfer & Pay

    Tap "Transfer & Pay" on the bottom navigation bar, then tap "Transfers.".

  2. Select an External Account

    Choose an existing external account or tap "+Add" to securely link a new one using Plaid.

  3. Provide transfer details

    Enter the transfer amount. Then select the send "From" account.

  4. Choose a Delivery Option

    • Instant Delivery (funds arrive within minutes)
    • Standard Delivery (1–3 business days)

    Note: Selection of a Delivery Option is only available if both accounts qualify for Instant Delivery.

  5. Submit Your Transfer

    Review the transfer details, then Swipe to confirm and initiate your transfer.

Send money to other personal bank accounts via ACH. Transfers are received in one to three business days.2

ach transfers
  1. Go to Transfer & Pay

    Tap "Transfer & Pay" on the bottom navigation bar, then tap "Transfers."

  2. Select or create an ACH recipient

    Select an existing ACH recipient or tap "+ Add" to create a new recipient.

  3. Provide transfer details

    Enter the transfer amount. Then select your send "From" account, transfer "Frequency" and send "Date".

  4. Submit

    Review the transfer details, then Swipe to confirm and initiate your transfer.

Have a Question?

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Or read FAQs

Disclosure

  1. Instant Transfer delivery speed may vary depending on the funds availability policy of each financial institution, payment network availability, or other operational factors.
  2. For service and account eligibility requirements, refer to the “Transfer Services” section of the Bank’s Online Banking Agreement.

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NMLSR ID 469761

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