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Account Overview

Unlimited check writing without per check charges

An account with no monthly account maintenance fee

This account is available for individuals residing in an FFIEC identified low- to moderate-income tract

ATM Access

No charge at East West Bank ATMs, Allpoint ATMs¹ and MoneyPass ATMs¹. No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees may be charged to your account at the request of the provider operating the non-proprietary ATM).

Check writing


Interest Features

Non-interest bearing

Mininum Opening Balance


Monthly Account Maintenace Fee

No monthly maintenance fee

Additional Features

Upon request, the bank will refund up to one non-sufficient funds fee during the first calendar year the account is open.

Other Requirements

All designated owners must meet the qualification requirements. Limited to one Community Checking account per qualifying individual.

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Mon - Fri: 6:00 am to 7:00 pm PT
Sat: 9:00 am to 5:00 pm PT


Deposit products are FDIC Insured.

* To access mobile banking, you must first enroll in our online banking service. View the Online Banking Agreement for more information about both online and mobile banking. While East West Bank charges no fees for our Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan. Check with your service provider for details. Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web.

1 If the surcharge screen appears during your Allpoint or MoneyPass ATM transaction, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. If your transaction incurred a surcharge fee, it will be refunded on your East West Bank monthly statement at the end of your banking cycle.