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East West Bank East West Bank
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Two adults push a child on a swing.

Community Checking

Unique Checking Options

Community Checking provides a low-cost checking product to those who might not otherwise be able to obtain banking services.

Visit a Branch Today
Two adults push a child on a swing.

Our Checking Accounts Include:

  • Mobile and Online banking*
  • Online bill payment*
  • Direct deposit
  • Visa® Debit Card
  • Overdraft protection
  • 24-Hour automated
    telephone banking -
    800-809-6761

Account Overview

Unlimited check writing without per check charges

An account with no monthly account maintenance fee

This account is available for individuals residing in an FFIEC identified low- to moderate-income tract

ATM Access

No charge at East West Bank ATMs, Allpoint ATMs1 and MoneyPass ATMs1 . No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees may be charged to your account at the request of the provider operating the non-proprietary ATM).

Check writing

Unlimited

Interest Features

Non-interest bearing

Mininum Opening Balance

$25

Monthly Account Maintenace Fee

No monthly maintenance fee

Additional Features

Upon request, the bank will refund up to one non-sufficient funds fee during the first calendar year the account is open.

Other Requirements

All designated owners must meet the qualification requirements. Limited to one Community Checking account per qualifying individual.

Already Have a
Checking Account?

Reorder Your Checks Online

Need Help?

Give us a call at
888-895-5650

Email Us

Mon - Fri: 6:00 am to 7:00 pm PT
Sat: 9:00 am to 5:00 pm PT

Disclosure

Deposit products are FDIC Insured.

* To access mobile banking, you must first enroll in our online banking service. View the Online Banking Agreement for more information about both online and mobile banking. While East West Bank charges no fees for our Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan. Check with your service provider for details. Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web.

  1. If the surcharge screen appears during your Allpoint or MoneyPass ATM transaction, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. In the event that an Allpoint or MoneyPass transaction does incur a surcharge fee, the fee amount will be manually refunded to your account by the end of the next calendar month. Please note, closed accounts will not receive a manual fee refund.
 

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Investment products:

Are Not FDIC InsuredAre Not Bank GuaranteedMay Lose Value

Are Not Insured by Any Federal Government AgencyAre Not Deposits

East West Bank, compass logo, and East West Bank with compass logo are separately registered trademarks of East West Bank in the United States and other countries.

©2006 - 2026, East West Bank. All Rights Reserved.
NMLSR ID 469761

FDIC Equal Housing Lender Equal Housing Lender

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