Home Equity Line of Credit
Cash in on the Value of Your Home
A Home Equity Line of Credit (HELOC) can be used to consolidate debt or used on large purchases such as home improvement, college education and more.
Our Unique Bridge to Home Saver Line of Credit Offers Many Layers of Convenience and Flexibility, Including:
To get started, contact your local loan officer today!
Purpose
Refinance only
Term
10 years draw + 20 years repayment
Special introductory rate for first 12 months
Maximum Loan Amount
1st lien: Maximum line is $3,000,000
2nd lien: Maximum line is $1,000,000
Note: The senior lien (first mortgage) loan amount cannot exceed $3,000,000.
Maximum Loan to Value (LTV/CLTV1)
60%
Occupancy
Owner-occupied, second home, investment
Property Type
- single family residence (1-4 units)
- condominiums
- planned unit developments
- townhomes (1-4 units)
Eligible Borrowers
Individuals (including married or joint applicants), LLCs, Corporations, Trusts, Foreign Nationals, and Non-Permanent Resident aliens.
Access Method
- Credit line checks
- Access your account through EWB Online Banking2
- Contact East West Bank Loan Servicing for manual advance
Need Help?
Disclosure
All rates, fees, products, and program guidelines are subject to change or discontinuance without prior notice. Other limitations and restrictions may apply. All loans are subject to East West Bank's application, underwriting, appraisal, and credit approval. Program is available in select counties of California, Georgia, Massachusetts, Nevada, New York, and Washington.
- CLTV includes any remaining loan on the property plus the new HELOC amount requested.
- Must have an EWB deposit account and sign up for EWB online banking.
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