Home Mortgage

Smiling optimistic couple renovating their home

Invest in a Home of Your Own

Choose from several Home Loan Programs and explore the options that are most suitable for you.

The conforming and high balance home loan programs are ideal for salaried or self-employed borrowers who can document income and assets required to qualify for the loan.

Find a loan officer in your neighborhood today to learn more about this program or to start an application.

Purpose

Purchase, Refinance and Cash-Out Refinance


Available Programs

Conventional Fixed Rate Mortgage


Terms

  • Available in a variety of loan term options.
  • Your interest rate and monthly principal and interest (P&I) payments remain the same for the life on the loan.

Maximum Loan Amount for Conforming Full Documentation Loans*

1 Unit   $453,100

2 Unit   $580,150

3 Unit   $701,250

4 Unit   $871,450


Maximum Loan to Value

Up to 95% depending on occupancy, property type, and loan purpose


Occupancy

Owner-Occupied/Second Home/Investment


Property Type

  • Single Family Residence (1-4 units)
  • Condominiums (Fannie Mae warrantable)
  • Planned Unit Developments (Fannie Mae approved)
  • Townhomes

Eligible Borrowers

U.S. Citizens and Permanent Residents, Non-Permanent Resident aliens with a valid Social Security Number/Tax Identification Number and proof of current legal residency in the U.S.