VIP Program
Your benefits. Your rewards. Your exclusive membership.
exclusiveBridgePlus® is a prestigious program designed to recognize our high-value customers. As a member of this program, you will enjoy an array of benefits and privileges that are reserved only for qualified customers.
No action is required to participate. You will automatically qualify for membership when you maintain the required average monthly combined balance in your qualifying consumer deposit accounts.1
Eligibility
exclusiveBridgePlus
Minimum $2,000,000 monthly combined average balance1
Benefits
- Discounts on Select Loan Rates and Fees2
- Surcharge Free Nationwide ATM Access3
- ATM/Debit Card Limit Increase4
- Mobile Deposit Limit Increase5,12
- Wire Transfer Fee Waivers6
- Fee Waivers on Other Bank Services7
- One Complimentary Safe Deposit Box8
- Complimentary Notary Services9
- Priority Wealth Management Services10
- Complimentary Checks11
- Dedicated Personal Banker
- Exclusive Private Events and Experiences
Disclosure
- Qualifying consumer deposit accounts are determined by the Bank. Average combined balance is based on the aggregate total of the month-end average balances maintained in the qualifying consumer deposit accounts owned by the program member at East West Bank. Wealth Management accounts and foreign currency denominated accounts are not considered qualifying accounts. Should your qualifying balances for the prior month and previous three months drop below the required minimum, your membership and benefits will be subject to review and termination.
- Loan products are subject to East West Bank’s application, underwriting, appraisal and credit approval requirements. Fee and rate discounts may vary depending on the loan product and are subject to change. Not all loan products are available in all states. All rates, terms and products are subject to change without notice. Other limitations and restrictions may apply. Ask us for details.
- ATM/debit card must be currently active and linked to a qualifying program member account. East West Bank will waive its fee for withdrawals at a non-East West Bank ATM and will reimburse ATM usage surcharges assessed by other third-party ATM providers. Fee refunds do not apply to international ATM transaction fees or ATM non-sufficient funds fees.
- Daily limits are based on your available account balance. VISA transaction (signature-based) and cash advance limits apply only on debit cards. Please refer to the Bank’s Deposit Agreement, received at account opening, for additional important information about ATM/debit card services, transaction cut-off times, error resolution and your liability for unauthorized transactions. The ATM/debit card must be currently active and linked to a qualifying program member account. Upon membership termination, the ATM/debit card transaction limits will be restored to the standard (non-program) limits applicable to the ATM/debit card as disclosed in the Bank’s Deposit Agreement or, if applicable, other “Card Transaction Limit” disclosure you received from us.
Increased Daily Limits:
ATM Withdrawal or Transfer $2,000
Point of Sale Purchases (PIN) $10,000
VISA® Transaction (signature) $10,000
Cash Advance $2,000- Funds from a Mobile Deposit made on a business day and before the service cut-off time, will generally be available no later than the 3rd business day after the day of your deposit, although in certain cases we may hold funds for a longer period. This means that funds credited to your account will not be immediately available to cover debits or withdrawals. Please refer to the Bank’s Deposit Agreement or, if applicable, the Deposit Agreement Addendum received at account opening for additional information. The Mobile Deposit Daily Limit is the maximum amount you can deposit each Bank business day. The Mobile Deposit 30 Day Limit is the maximum amount you can deposit over a 30-day period. Please refer to the Bank’s Online Banking Agreement for details.
Increased Daily Limits:
Daily Limit $200,000
30-Day Limit $2,000,000- Fee waivers are limited to East West Bank’s incoming and outgoing wire transfer or China remittance service processing fees and do not apply to other intermediary bank charges.
- Service charge waivers for cashier’s check, money order, foreign currency exchange and East West Bank gift card purchases by a program member are limited to the waiver of the Bank’s purchase or service fee. Limit one fee waiver per transaction.
- Safe deposit box services are subject to branch availability. For new safe deposit boxes, the waiver will be applied at the time of box opening. For existing safe deposit boxes, the waiver will be applied to the qualified program member’s box at the first renewal term following membership qualification.
- Notary service fee waivers are limited to documents presented by the program member. Notary services are subject to the rules, limitations and restrictions as defined by applicable state and federal laws. Service may not be available at all East West Bank locations.
- Membership entitles you to a complimentary one-on-one consultation with an East West Investment Services financial consultant. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Cetera Investment Services is under separate ownership from East West Bank and its affiliates. Insurance and Investment products are: Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not a Bank Deposit | Not Insured by Any Federal Government Agency
- Limit one box of checks per order and one personalized checkbook cover. Style substitutions will be subject to additional charges.
- Message and data rates may apply. Check with your service provider for details.
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