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Effective March 1, 2024
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Account Maintenance Fee

See Annual Percentage Yield and Account Terms Disclosure for specific account fee information.

Overdraft / Returned Items

Non-Sufficient Funds Fee (per item)
Your check or other electronic transaction presented and paid or returned unpaid against insufficient funds or uncollected funds holds. Maximum charge of $30 per day.

Note: A previously returned check or electronic transaction that is presented again for payment may incur an additional non-sufficient funds fee on the same transaction if there are insufficient available funds to pay the represented item.
Returned Deposit
Your deposited/cashed check, item, or draft, returned to us unpaid.
No Fee

Debit Card / ATM Usage

International Shipping Fee
Debit Cards mailed to a non-U.S. address will be assessed an international shipping fee.
(per item)
East West Bank or Partner Network ATM
Transactions made at an East West Bank owned ATM, or at an ATM that participates in the MoneyPass or Allpoint Networks.
Transaction Fee No Charge
Non-East West Bank ATM
Transactions made at ATMs that are not owned by East West Bank or that do not participate in the MoneyPass or Allpoint Networks.
ATM Withdrawal No Charge for first 2 per statement cycle, *$1.00 per additional withdrawal
ATM Transfer

(per transfer)
* Third parties (merchants, financial institutions, etc.) may assess additional fees for transactions made at their terminals or machines. These fees may be included in the total transaction amount that is withdrawn from your account and shown on your East West Bank account statement.

Stop Payments

Customer Initiated Items
Checks, Pre-Authorized Debits, other Items drawn on your account
(per item)
Bank Issued Items
Cashier’s Checks, Money Orders, other Bank Issued Items
(per item)
Post Dated Check
Drawn on your account
(per item)

Excess Account Activity

Excess Activity Fee *$10.00
(per item)
* Money Market and Savings Accounts—Charged when the per statement cycle transactions exceed the limits specified in the account Agreement.

Check Printing

Printed Check Order Prices May Vary

Early Account Closure

Accounts Closed Prior to 120 Days $20.00

Dormant Account

Escheatment Fee As allowed for by applicable
State law

Items Sent for Collection

Incoming Collection
Foreign or Domestic
(per item)
Outgoing Collection – Domestic
Items payable in U.S. dollars
(per item)
Outgoing Collection – Foreign
Items payable in foreign currency
(per item)
Assessed when special handling is required

Wire Transfers/ China Remittance


OUTGOING Wire Transfer Fees

Sent to a recipient within the United States
(per item)
Foreign - in U.S.D
Sent to a recipient outside the United States
(per item)
Foreign – in Foreign Currency
Sent to a recipient outside the United States
(per item)

INCOMING Wire Transfer Fees

Domestic or Foreign $10.00
(per item)

China Remittance Transaction Fees
Pricing varies by State

CA, NV, WA, GA and TX
(per item)
NY and MA
(per item)


Wire Transfer
(per item)

Automated Transfers

Automated Telephone Transfer Fee No Charge
Automated Overdraft Transfer Fee
From Savings
Pursuant to an Automated Overdraft Transfer and Authorization Agreement
No Charge

Foreign Currency Exchange

Foreign Currency Sold to Customer $8.00
(per transaction)
Foreign Currency Bought from Customer $5.00
(per transaction)
Foreign Currency “Small Dollar Transaction Fee” *$10.00
*This additional fee will be added to the Foreign Currency Sold or Bought transaction fee when the transaction amount is less than USD $300.00.

Negotiable Items


Cashier’s Check (Bank Check) Fees

Customer $10.00
(per check)
* $10.00 per check charge will be waived on checks made payable to the Account Holder(s) if you maintain $5,000.00 in your owned account(s).
Non-Customer $10.00
(per check)


Money Order Fee

Customer $5.00
(per money order)


Gift Card Fee

Customer $2.00
(per card)

Foreign Drafts

Issuance of Foreign Draft $32.00
(per item)

Collection Account

Collection Set-Up Fee $50.00
Monthly Collection Fee $10.00

Savings Account Loans

Savings Loan Set-Up Fee $25.00

Documentation Requests

Statement Copy
Copy of a statement previously issued
No Fee
(per copy)
Check Copy
Copy of a check previously paid
No Fee
(per copy)
Verification of Deposit Letter
(per letter)


Legal Processing Fee $75.00
(minimum charge)
Levy/Garnishment Processing $90.00
(per occurrence)

Back Office Research / Services

Research Fee
Deposit account research, statement reconciliation, etc.
Min. of 1 Hr.
+ $0.25 per copy
Faxing $5.00 for 1st page
$1.00 per additional page
Photocopies $0.25
(per copy)

Notary Service

Notary services are offered at some locations and are available only to East West Bank customers and employees.
No Fee


Counter Checks $1.00
(per check)
Lost Passbook (replacement) $5.00

Internal Revenue Service Penalties

Failure to Furnish TIN *$50.00
for each failure
*If you fail to furnish your correct Taxpayer’s Identification Number (TIN) to us, you are subject to an Internal Revenue Service penalty of $50.00 for each failure unless it is due to reasonable cause and not willful neglect.

Retirement Account

Annual Trustee Fee Per Plan Year

Individual Retirement Account (IRA) $12.00
Basic Retirement Plan (BRP)/Keogh $20.00
Basic Retirement Plan Common-Law Employees $12.00

Transaction Fees Per Occurrence

IRA or BRP Outgoing Transfer $15.00
IRA or BRP Premature Distribution $15.00
IRA or BRP Excess Contribution Correction $15.00
IRA or BRP Levies, Garnishments and Attachments $25.00
IRA or BRP Regular Divorce or Death Distribution $25.00
IRA or BRP ** Normal Distribution Over 59 1/2 $15.00

** IRA/BRP normal over 59 ½ distribution fees and certificate penalties will only be waived once a year unless they are set up on a periodic payment system. Annual Trustee fees will not be waived regardless of account balance. There are no processing fees applicable for disability or regular periodic payment distributions.

Safe Deposit Box

Lost Key (each) $15.00
Key Deposit $20.00
Drilling Actual Cost

Annual Fee by State, As Available

Size(s) CA, NV WA, TX, GA NY* MA
1” x 4” $30.00 $30.00 N/A N/A
2” x 4” $30.00 $30.00 N/A N/A
2” x 5” $35.00 $30.00 $40.00 $65.00
3” x 5” $45.00 $40.00 $60.00 $75.00
4” x 5” $50.00 $50.00 N/A N/A
5” x 5” $55.00 $50.00 $90.00 $90.00
2” x 9” or
2” x 10”
$60.00 $60.00 N/A N/A
3” x 10” $65.00 $60.00 $120.00 $90.00
"3” x 11” N/A N/A N/A $120.00
4” x 10” $65.00 $65.00 N/A N/A
5” x 10” or
6” x 10”
$85.00 $80.00 $160.00 N/A
5” x 11” N/A N/A N/A $140.00
7” x 10” or
8” x 10”
$100.00 $100.00 N/A N/A
5” x 15” $150.00 N/A N/A N/A
9” x 10” or
10” x 10” or
11” x 10”
$120.00 $120.00 $220.00 N/A
10” x 11” N/A N/A N/A $210.00
10” x 15” $100.00 N/A N/A N/A
11” x 15” N/A $135.00 N/A N/A
12” x 12” or
11” x 16”
$150.00 $150.00 N/A N/A
15.5” x 15.5” $200.00 N/A N/A N/A
15” x 15” $250.00 $165.00 N/A N/A
30” x 15” or 31” x 15” $350.00 $300.00 N/A N/A
44” x 16” N/A $475.00 N/A N/A
20” x 25” $500.00 $500.00 N/A N/A

Prices vary depending on the box size. All boxes are subject to availability and may not be available at every branch. * Sales tax will be added to the fee for boxes rented in New York state. For additional information you may contact your local East West Bank branch.

Fees apply to all services provided by East West Bank through East West Bank or an East West Bank branch or office. East West Bank reserves the right to make changes on fees due to policy or regulatory changes at any time. Except as otherwise required by law, fees are subject to change without prior notice. This fee schedule supersedes any previous brochure or fee schedule you may have in your possession.