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Account highlights:

  • $0 — no account opening fee1
  • ACH transfers3
  • FDIC insurance coverage2
  • Competitive interest rates
A person holds several US hundred-dollar bills.

Low Minimum Balance

  • $2,500 minimum opening deposit1
  • $25 monthly maintenance fee, waived if you maintain a $2,500 monthly average account balance or a $10,000 prior-month end combined average balance in your accounts
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A person uses their phone to pay on a point-of-sale device.

Spend Your Money on the Go

  • Shop and spend worldwide. Add your Visa® Debit Card to a digital wallet to make purchases in stores, online or in app. Use your Visa® Debit Card to withdraw cash from ATMs or pay merchants at home or while traveling abroad.

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In the U.S.?

Check out our Personal Checking Accounts, with features that cater to your needs.

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1 Availability of the Premier e-Checking account may be limited based on your geographic location or mobile carrier country as determined by the Bank at the time you access our Mobile App.

East West Bank does not assess any account opening fees. The Premier e-Checking account must be funded within 60 days of application approval with a single opening deposit of $2,500 or more. Funding deposits received for an amount that is less than $2,500 are, at the discretion of the Bank, subject to return to the customer.

2 The FDIC insures up to $250,000 per depositor, per insured bank, for each account ownership category.

3 East West Bank does not charge a processing fee for ACH (Automated Clearing House) transfers to or from your account. Other 3rd party fees and charges may apply.