Trade Finance

Cargo ship for import export business

Keep your Business Growing

Make your cash flow more predictable and improve your working capital.

Our dedicated Trade Advisors have in-depth understanding of the global marketplace. They work closely with you to structure the best solutions to meet your complex international trade and supply chain financing needs as well as provide working capital to maximize your international opportunities.


Customized Solutions for Importers

Line of Credit

We understand that it takes time to turn a purchase into cash. As an importer, you may need access to extra cash to ensure that your business runs smoothly. An East West Bank line of credit provides access to much needed working capital so you can maintain a healthy cash flow and expand your purchasing power overseas.

Import Letter of Credit (LC) & Trust Receipt (TR) Loan

Short-term loans which allow importers to take possession of goods and/or shipping documents on trust. East West Bank guarantees payment to exporters via a Letter of Credit, while a Trust Receipt serves as a promissory note by importers to the bank that the loan will be repaid upon its due date.

Bankers’ Acceptance (BA)

Short-term debt instruments, or time drafts, whereby East West Bank accepts and guarantees payment to exporters at a promised future date. BAs allow importers to obtain immediate cash flow by having the opportunity to resell their goods before payment is due.

Documents Against Acceptance (D/A) or Documents Against Payment (D/P) Financing

Short-term financing allowing importers to facilitate the clearing/releasing of goods at customs with the use of a negotiable instrument (Bill of Exchange). Payment for goods is made directly to East West Bank either upon receipt of the sight draft (D/P) or on a specified future date (D/A).

Local/Foreign Purchase Financing

Short-term financing where East West Bank advances money to importers/buyers by making the payment directly to suppliers so that buyers can fulfill medium to large orders in a timely manner.


Customized Solutions for Exporters

Pre-Export Financing

Short-term financing to cover the purchasing, consolidating, packing and shipping of raw materials or finished goods based on proven orders from buyers.

Export Bill Purchased

Short-term financing to the exporter under export letters of credit to bridge the gap between the shipment of goods and draft acceptance by the issuing bank, provided that no discrepant documents are presented to East West Bank.

Export Acceptance Finance (Bill Discount)

Short-term financing to the exporter under export usance letters of credit after bills are accepted by issuing banks that undertake to effect payment at maturity.

Receivables Factoring Financing

Short-term financing allowing exporters to obtain instant liquidity by selling East West Bank their accounts receivables owed from approved buyers. This type of financing helps exporters save the time, money and labor associated with debt collection.

Government Export Credit Agencies

East West Bank provides a full range of export financing to U.S. manufacturers through government export credit agencies (ECAs) including:

  • The Export-Import Bank of the United States
  • The Export-Import Bank of China, and
  • Through our network of domestic and foreign credit insurance agencies.

Whether you are exporting from the U.S. or China, East West Bank can provide innovative financing structures that assist you in expanding your international sales activity. Through our China subsidiary, East West Bank (China) Ltd., we can facilitate RMB-denominated export trade settlement for exporters, in addition to financing their RMB-denominated working capital needs in China. Additionally, we can provide competitive bill discount services and cost effective factoring and accounts receivable financing.

Through our expertise in financing international trade activity and the various industries we cover, we can provide value for you and your business.


Need Help?

For questions or more information, please contact one of our Trade Advisors:

Give us a call at

888.895.5650

Or send us a message

Email Us

Mon through Fri

8:30 am to 5:30 pm PT