Financial Education for Educators & Parents

Smiling female teacher holding tablet in classroom with students

Starting with Schools to Invest in the Next Generation

We provide access to students of all ages and bring financial education that is relevant their age group.

FDIC’s Money Smart for Elementary School Students allows an instructor, parent or caregiver to teach financial education to children ages 5-8 without prior certification or training. These innovative standards-aligned curriculums can be incorporated into subjects such as English language arts, Mathematics and Social Studies. Special features of each curriculum are:

  • Multiple lessons that can be taught alone or in combination,
  • Ideas for grade-level modification,
  • Real-life exercises and examples, and
  • Suggestions for optional books or online games/tools that can reinforce student understanding.

The resources include an instructor guide, parent/caretaker guide, and a student activity book consisting of puzzles, word searches, and more. We have provided the curriculum for direct download below.

Topics for Grades PreK-2

  1. Understanding Currency
  2. Earning Money
  3. Needs and Wants
  4. Setting Goals
  5. Saving and Spending
  6. Borrowing and Lending


Topics for Grades 3-5

  1. Buying Decisions
  2. Setting Goals
  3. Budgeting
  4. Saving
  5. Payment Options
  6. Introduction to Investing
  7. Charitable Giving
  8. Exploring Careers and Income 


More educator resources from FDIC are available here.