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A certificate of deposit (CD) is a term deposit account that offers a higher rate of interest than a regular savings account. Fixed rates and term lengths make for an easy, safe way to invest your hard-earned money.
- Effective low-risk forms of investment
- Investments with a fixed rate of return1
- The choice of terms from 32 days to five years
1Withdrawals from a CD prior to maturity are subject to a withdrawal penalty. Applicable penalty is dependent on term of CD. See additional fee details in the CD rate and disclosures.
- The security of FDIC insurance on your funds up to the maximum insurable amount
- Stable returns on your account
- Generally the more you save, the higher the interest rate
- Automatic renewal
- No monthly account maintenance fees
*CD gift offer is valid through 3/31/2020. Additional terms and conditions apply. To qualify, you must open a new CD or renew an existing CD for a minimum term of 9 months and a minimum deposit of $20,000 in funds not currently on deposit or held at East West Bank. At maturity, the CD account will automatically renew at our currently offered interest rate and annual percentage yield (APY) based on the CD term and principal balance in the account. Early withdrawals are subject to penalty. Please refer to the additional disclosures received at account opening for complete terms, fees and conditions; or contact any East West Bank branch for additional details. Gift quantities are limited while supplies last. Offer is only available to customers who visit an East West Bank branch in person to open or renew a qualifying CD account. Automatic renewals do not qualify for the gift offer. Gift will be provided upon opening or renewing the qualifying CD account. Limit one gift per customer. Gift item shown above is not at actual size.