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Safe sound secure
East West Bank is safe, sound and secure. For the past
38 years, we have worked hard to build a financially strong, well-managed bank, worthy of your trust and confidence. In these unsettling economic times, you can have peace of mind that your deposits are safe with us.


East West Bank has all the hallmarks of a safe, sound and secure
financial institution.
 
Strong Capital Levels
Banks are rated by the federal government on how strongly capitalized they are. East West Bank is strongly capitalized and consistently exceeds the federal requirement for "Well Capitalized" banks.
As of December 31, 2010, our total risk-based capital ratio was 17.6%, significantly higher than the well capitalized requirement of 10.00%. Exceedingly high capital levels ensure that East West Bank can provide ample reserves to absorb any losses that may result from the current economic downturn.
 
Superior Bank Ratings
IDC is an independent rating agency that evaluates all financial institutions in the country.
As of December 31, 2010, IDC's most current ratings publication has rated East West as "Superior" - banks rated Superior are defined as "Strong Institutions".

With an IDC rating of "Superior", East West is a preferred depository institution for government agencies, municipalities, insurance companies and other entities that place millions of dollars in our nation's banks.
 
Having true peace of mind that your money is safe at East West Bank is that simple.
Ask a representative about these free services today.
Member FDIC
Federal Deposit Insurance Corporation
At East West Bank, we take the faith and trust that you have in us very seriously. Financial stability, strength and safety have defined our operations as the premier financial bridge between the East and West. With over $20 billion in assets, East West Bank has been ranked in the top 10 of the 100 Best Banks in America by Forbes.com, and we remain among the best capitalized banks in the industry.

As a member bank of the Federal Deposit Insurance Corporation (FDIC), East West Bank is committed to making sure your deposits are safe and FDIC-insured to the legal maximum allowed.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

Effective December 31, 2010 - December 31, 2012, all funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

Beginning January 1, 2013, the FDIC will no longer provide unlimited deposit insurance coverage to funds in a noninterest-bearing transaction account (including an IOLTA/IOLA). However, these funds will continue to be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage, visit www.fdic.gov.

 
CDARS
Certificate of Deposit Account Registry Service
Through the services of CDARS, we offer you a safe, convenient way to put your cash to work by placing all of your CD funds in one financial institution. With CDARS, we can offer you multi-million-dollar FDIC coverage. With CDARS, you can manage one banking relationship, earn one rate on your investment, and receive one regular account statement. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.2
2. Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with East West Bank. The Agreement contains important information and conditions regarding the placement of funds by us. Please read the Agreement carefully before signing it.
 
MMIDAS
Money Market Insured Deposit Account Service
With MMIDAS, you can maximize FDIC insurance coverage on your large money market deposits, reduce time required to manage daily liquidity needs and earn interest at competitive money market rates. With MMIDAS, your multi-million dollar deposits can be covered by the FDIC deposit insurance.3 Please contact your bank representative for more information.
3. Funds may be submitted for placement only after a depositor has signed a Money Market Insured Deposit Program Application with East West Bank. The Application contains important information and conditions regarding the placement of funds by us. Please read the Application carefully before signing it.
 
CDARS & MMIDAS Benefits

Our insured deposit programs allow you to:

  • Maximize FDIC insurance coverage of large deposits
  • Earn interest at competitive rates
  • Work with East West Bank, your local and trusted banking partner
  • Easily manage all your checking accounts, CD & Money Market accounts
    through one bank
  • Safely and conveniently manage your excess cash
  • Reduce time and effort managing daily liquidity needs
  • Simplify account management with the convenience of one consolidated
    statement for each service
 
For more information,
please visit any of our branches or
call our Customer Service Center at (888) 895-5650
and allow us the opportunity to help you maximize
your FDIC insurance coverage.
For more information, please visit www.fdic.gov.
 
 

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  "East West Bank, compass logo, and East West Bank with compass logo" are separately registered trademarks of East West Bancorp in the United States and other countries. © Copyright 2006 - 2013, East West Bank. All Rights Reserved.