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Rate

Rates are Current as of 3/15/2011 
AUTO LOANS - NEW 
PROGRAM 1
Minimum Loan Amount is $5,000  - Requires Full Income Documentation
Loan Term Interest Rate Documentation Fee APR Monthly Payments*
12 Months 7.250% $0 7.291%
$866.61
24 Months 7.250% $0 7.281%
$449.00
36 Months 7.250% $0 7.273%
$310.02
48 Months 8.250% $0 8.270%
$245.40
60 Months 8.500% $0 8.518%
$205.25
MAXIMUM LOAN AMOUNT - PROGRAM 1 (NEW AUTO) 
Maximum loan amount will be calculated based on 75% of the sum of vehicle's cash price, tax and license as shown on the purchase order or 85% of the suggested retail price listed in the Kelley Blue Book - New Car Price Manual; whichever is lower. 
PROGRAM 2
Minimum Loan Amount is $5,000  - Requires No Income Documentation
Loan Term Interest Rate Documentation Fee APR Monthly Payments*
12 Months 6.750% $0 6.788%
$864.29
24 Months 6.750% $0 6.778%
$446.72
36 Months 6.750% $0 6.772%
$307.73
48 Months 8.000% $0 8.019%
$244.22
60 Months 8.250% $0 8.268%
$204.05
MAXIMUM LOAN AMOUNT - PROGRAM 2 (NEW AUTO) 
Maximum loan amount will be calculated based on 65% of the sum of vehicle's cash price, tax and license as shown on the purchase order or 75% of the suggested retail price listed in the Kelley Blue Book - New Car Price Manual; whichever is lower. 
PROGRAM 3
Minimum Loan Amount is $5,000  - Requires No Credit History and Income Documentation
Loan Term Interest Rate Documentation Fee APR Monthly Payments*
12 Months 8.000% $0 8.047%
$870.10
24 Months 8.000% $0 8.034%
$452.43
36 Months 8.000% $0 8.025%
$313.48
48 Months 8.500% $0 8.521%
$246.58
60 Months 8.750% $0 8.768%
$206.46
MAXIMUM LOAN AMOUNT - PROGRAM 3 (NEW AUTO) 
Maximum loan amount will be calculated based on 55% of the sum of vehicle's cash price, tax and license as shown on the purchase order or 65% of the suggested retail price listed in the Kelley Blue Book - New Car Price Manual; whichever is lower. 
AUTOPAY DISCOUNT 
Reduce rate by 0.25% for automatic payment from an eligible East West Bank account.
 
AUTO LOANS - USED 
PROGRAM 1
Minimum Loan Amount is $5,000  - Requires Full Income Documentation
Loan Term Interest Rate Documentation Fee APR Monthly Payments*
12 Months 8.250% $0 8.297%
$871.26
24 Months 8.250% $0 8.284%
$453.57
36 Months 8.250% $0 8.276%
$314.64
48 Months 9.250% $0 9.273%
$250.15
MAXIMUM LOAN AMOUNT - PROGRAM 1 (USED AUTO) 
Maximum loan amount will be calculated based on 70% of the vehicle's cash price or 70% of the wholesale price listed in the Used Car Guide of Kelley Blue Book, adjusted for equipment options and mileage; whichever is lower. 
PROGRAM 2
Minimum Loan Amount is $5,000  - Requires No Income Documentation
Loan Term Interest Rate Documentation Fee APR Monthly Payments*
12 Months 7.750% $0 7.794%
$868.93
24 Months 7.750% $0 7.782%
$451.28
36 Months 7.750% $0 7.774%
$312.32
48 Months 9.000% $0 9.023%
$248.96
MAXIMUM LOAN AMOUNT - PROGRAM 2 (USED AUTO) 
Maximum loan amount will be calculated based on 65% of the vehicle's cash price or 65% of the wholesale price listed in the Used Car Guide of Kelley Blue Book, adjusted for equipment options and mileage; whichever is lower. 
PROGRAM 3
Minimum Loan Amount is $5,000  - Requires No Credit History and Income Documentation
Loan Term Interest Rate Documentation Fee APR Monthly Payments*
12 Months 9.000% $0 9.051%
$874.75
24 Months 9.000% $0 9.038%
$457.02
36 Months 9.000% $0 9.029%
$318.13
48 Months 9.500% $0 9.525%
$251.35
MAXIMUM LOAN AMOUNT - PROGRAM 3 (USED AUTO) 
Maximum loan amount will be calculated based on 55% of the vehicle's cash price or 55% of the wholesale price listed in the Used Car Guide of Kelley Blue Book, adjusted for equipment options and mileage; whichever is lower. 
USED AUTO MODEL & TERM AVAILABLE 
2009 to 2011 Models: 12 - 48 Months
2007 to 2008 Models: 12 - 36 Months
AUTOPAY DISCOUNT 
Reduce rate by 0.25% for automatic payment from an eligible East West Bank account. 
* The above payment examples are based on a loan amount of $10,000 and are subject to the following conditions: 
All registered owners must grant the Bank a security interest in all vehicles being financed. A State of California Department of Motor Vehicle (DMV) Ownership Certificate must be obtained. 
Borrowers must have proper proof of insurance. The Bank must be named in the insurance policy as Loss Payee and Additional Insured. Maximum comprehensive and collision deductible is $1,000. 
All applicant(s) must be a California residents with a current local address (P.O. Box is not acceptable). 
All loans are subject to program guidelines, credit verification and approval. 
Rates and terms are subject to change. 
 

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