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PERSONAL BANKING - Loans & Lines of Credit

Mortgages

When it's time to buy your new home, refinance your existing loan or take advantage of your home's equity, East West Bank offers a wide variety of programs to suit your specific needs. These programs are offered to you with low, competitive rates. But why stop there? With our dedication to customer service, we'll also make the home loan process as easy as possible.
 
Call or visit East West Bank for a free credit approval. With our program variety, competitive rates, and excellent customer service, we can help you with all your home loan financing needs.
 
Home Loan Products
Fixed Rate Mortgage
Adjustable Rate Mortgages
Intermediate ARM
Limited Documentation Loans
 
  -Minimum Fico of 700
  -2 Years Employment History
  -3 Recent Bank Statements
Investment Properties
Multi-Family Loans
 
Home Equity Products
Refinance Existing Loan
 
Other Home Lending Services
Automatic Loan Payments
 
Fixed Rate Mortgage
> The security of fixed payments over the life of the loan.
> Ideal for those with fixed incomes.
> Perfect for those with a long home-ownership time horizons.
 
Adjustable Rate Mortgages
> Provides borrowers with the lowest starting monthly payments.
> A lower initial interest rate makes qualifying easier.
> Interest rate adjustment caps allow for some stability during changing economic conditions.
> Perfect for those with a shorter home-ownership time horizon.
 
Intermediate ARM
> Lower fixed rates for the first 3, 5 or 7 years than the standard 30 year fixed rate mortgage.
> After the initial fixed rate period, the loan becomes an ARM with interest rate adjustment caps to allow for some stability during changing economic conditions.
> Choose the fixed period to match your specific home-ownership time horizons.
 
Limited Documentation Loans
>

Reward your excellent credit with minimal to no documentation loans for a hassle free process.

> Ideal for self employed borrowers or those with income difficult to document.
 
Investment Properties
>

Loans for 1 to 4 unit residences.

> Loans for rental properties and second homes.
 
Multi-Family Loans (Minimum Loan Amount $100,000)
>

We specialize in permanent financing for apartments.

> Local decision making and portfolio underwriting.
> Streamlined processing and funding.
> 30 year amortization and maturity terms to keep payments low.
 
Refinance Existing Loan
>

Refinance to get cash back to use as you please.

> Using the cash back to consolidate debt may also result in reduced total monthly obligations.
 
Automatic Loan Payments
>

We'll automatically transfer the amount of your monthly loan payment from your East West Bank checking or saving account on selected loan products.

> Saves time, money, and possible late charges
 
For more information call 1-800-562-6392

 

* Final loan approval is subject to acceptable appraisal, title insurance, confirmation of information provided and credit.
 

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