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PERSONAL BANKING - Loans & Lines of Credit

Income Property Loans

MULTI-FAMILY LOANS
> Specialize in permanent financing for apartments.
> Local decision making and portfolio underwriting.
> Streamlined processing and funding.
> 30 year amortization and maturity terms to keep payments low.
 
MULTI-FAMILY PROPERTIES
Local decision making, flexible underwriting and streamlined processing make multi-family lending easy.

 

Portfolio Programs
Loan Type
Interest Rate
Discount Points
Monthly Payments*
6 Month T-Bill
4.250%
0.000
$1,967.76
3/1 Intermediate Arm
5.250%
1.000
$2,208.82
5/1 Intermediate Arm
6.250%
1.000
$2,462.87
15 Year Fixed
8.500%
0.500
$3,075.66
 
*Mult-Family examples are based on a loan amount of $400,000. Rates and payments on Adjustable and Intermediate Adjustable Rate Mortgages may increase after consummation based on a margin and current market index. All examples are based on the following conditions:

  • Multi-Family product which assumes a non owner occupied residence
  • Property located in California
  • Minimum 1.30x DCR
  • Maximum 65% LTV
  • No Subordinate Financing behind the newly created 1st Mortgage
  • Employment, Income and Assets are documented and are sufficient to qualify
  • Rate and points are based on a 30 day lock
  • Credit is subject to East West Bank approval

  • Please contact your nearest East West Bank branch for additional loan scenarios.
     

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